As Hurricane Isaias approaches the state, members can look to Florida Realtors' Disaster Relief Fund for recovery assistance if the storm causes damage.
A state of emergency is in effect for 25 Florida counties as a tropical system approaches, prompting agents to review deadlines, closings and other transaction details.
In 2025, homeowners' rate increases slowed to less than 1% and auto rates fell 4.1%, while litigation and claim-handling costs also declined, according to a new report commissioned by American Property Casualty Insurance Association.
Storm forecasters have further downgraded predictions a little more than a month into the 2026 Atlantic hurricane season, which has so far produced a single named tropical system.
NAR and NAHB are urging federal officials to keep disaster response and flood insurance programs strong while making aid faster and easier to use. The groups support quicker mitigation funding and NFIP modernization but warned that some proposed FEMA changes could limit recovery help for homeowners after major storms.
Florida still faces a 15% chance of a major hurricane along the East Coast and 20% along the Gulf Coast, according to one of several preseason forecasts.
Florida is among the states collecting detailed insurer data on claims, cancellations and policies to give officials a clearer view of coverage trends.
An assessment added after insurer failures will end in 2026, earlier than planned. Officials say policyholders statewide could save about $650 million.
Low-interest loans are now available for damaged homes, businesses and nonprofits in six Florida counties hit by the Oct. 26 storms.
Homeowners affected by Hurricanes Debby, Helene, Idalia, Milton or the May 2024 tornadoes can apply for funding to repair, replace or rebuild damaged homes.
